Non-residential buildings are divided into two categories:

• Non-Residential Business buildings
• Other Non-Residential buildings  

A Non-Residential Business building is one in which the named insured is a commercial enterprise carried out to generate income and the coverage is for:

• A building designed as a non-habitational building
• A mixed-use building in which the total floor area devoted to residential use is:
• 50% or less of the total floor area within the building if the residential building is a single family property;
• or 75% or less of the total floor area within the building for all other residential properties.
• A building designed for use as office or retail space, wholesale space, hospitality space, or for similar uses.

Examples of non-residential business buildings include but are not limited to: