Following a Major Disaster Declaration, the U.S. Small Business Administration can provide loans to individuals and businesses for facility restoration.

For private nonprofits that provide non-critical, essential social services, FEMA only provides public assistance funding for eligible Permanent Work costs that a Small Business Administration loan won't cover.

• Non-critical private nonprofits must simultaneously apply for a disaster loan from the Small Business Administration.

• If the eligible portion of a mixed-use facility provides critical services (or is partially used to provide critical services), the Applicant may apply for public assistance funding without also applying to Small Business Administration for a loan.
• If the eligible portion of a mixed-use facility is used to provide services that are entirely non-critical, the Applicant must also apply to Small Business Administration for a loan.