Threshold markers:

• Water level is less than 6 inches above the finished floor level
• Water level is in the floor area of the appliances but not into the equipment operating system
• The appliances may be cleaned and reconditioned

Common damage:

• If appliances (water heater, clothes washer/dryer) are located in the basement or under the floor spaces, these should be replaced
• Appliances at or above the first-floor level should be cleaned and reconditioned, as needed
• Gas-fired appliances should be checked by a service technician to verify whether the gas burners and controls and electric wiring systems were compromised -- replacement may be required

Damage in the 0% to 25% level will usually entail minor damage to appliances. Damaged appliances will only need to be reconditioned or cleaned and will not require replacement.

As a reminder, only damage to permanent or major appliances should be counted in your percent damaged for this element. A good rule of thumb is to ask: “If you turned the house upside down, would the appliance fall out?” If yes, it is considered content in the structure. If no, the appliance is part of the structure.