At the end of this lesson, you will be able to:

• Identify what is defined and identified in FIS Section 5.0: Insurance Application
• Identify what is described in FIS Section 6.0: Flood Insurance Rate Map (FIRM)
• Identify information included in FIS Section 7.0: Other Studies
• Identify the locations provided in FIS Section 8.0: Locations

The remaining sections of the FIS are:

Section 5.0: Insurance Application

Section 6.0: Flood Insurance Rate Map

Section 7.0: Other Studies

Section 8.0: Location of Data

Section 9.0: Bibliography and References

Section 10.0: Revisions (not in all Flood Insurance Studies)

For insurance applications, areas on Flood Maps are designated by zones based on the flood risk potential computed in the analysis.

This section identifies and defines all flood insurance zone designations shown on the effective Flood Map. These typically include Zones, A, AE, AH, AO, AR, A99, V, VE, X and D.

Older Flood Insurance Studies may include a Flood Insurance Zone Data Table. This is where you find information on Zones A1–A33 or Zones V1–V33. These zones are now all considered to be either Zone AE or Zone VE. This table presents information that was used for insurance applications but is not used any longer.

This section briefly describes the purpose of the FIRM for flood insurance and floodplain management applications. The FIRM itself is a graphic representation of data summarized in the FIS.

For flood insurance applications, the FIRM designates flood insurance rate zones as described in Section 5.0 and, in the 1-percent-annual-chance floodplains studied by detailed methods, the FIRM will show selected whole-foot BFEs or average flood depths. The Rounded BFE's on the FIRM should never be used when accurate BFEs are required for permitting development or insurance rating purposes.

Insurance agents use zones and BFEs in conjunction with information on structures and their contents to assign premium rates for flood insurance policies.

For floodplain management applications, the map shows by tints, screens, and symbols, the 1- and 0.2-percent-annual-chance floodplains, floodways, and the locations of selected cross sections used in the hydraulic analyses and floodway computations.

FIS Section 7.0: Other Studies

This section includes a list of previous FISs that are superseded by the publication of the new FIS.

FIS Section 8.0: Location of Data

This section identifies the FEMA Regional Office and the Community Map Repository (i.e., the local community office that keeps a copy of the FIS) and gives their addresses.

FIS: Section 9.0: Bibliography and References

This section lists References, including engineering references and earlier FEMA studies.

This section is included in some Flood Insurance Studies and provides brief information on revisions to the FIS.

The information provided may include:

• the development or project that necessitated the revision,
• the name of the agency or engineering firm that preformed the analyses,
• descriptions of the hydrologic and hydraulic analyses, and
• identification of the maps used to determine the floodplain boundaries.

You have completed Lesson 5.

It covered Flood Insurance Study:

Section 5.0: Insurance Application

Section 6.0: Flood Insurance Rate Map

Section 7.0: Other Studies

Section 8.0: Location of Data

Section 9.0: Bibliography and References

Section 10.0: Revisions

 

In this lesson, you learned to:

• Identify what is defined and identified in FIS Section 5.0: Insurance Application
• Identify what is described in FIS Section 6.0: Flood Insurance Rate Map (FIRM)
• Identify information included in FIS Section 7.0: Other Studies
• Identify the locations provided in FIS Section 8.0: Locations