How to Read a Flood Insurance Rate Map (FIRM) Course Summary

You have competed the course and should be able to:

  • Describe the evolution of flood maps and distinguish between the various types of flood map formats
  • Recognize the elements and symbols shown on FIRMs
  • Read and use FIRMs to identify flood hazards
Lesson 1 Review

In Lesson 1, you learned about:

  • The relationship between FEMA and flood insurance.
  • What flood maps can help you do.
  • Who uses flood maps.
  • The 1-percent annual chance flood and that it has 26% chance of occurring during a 30-year period.
Lesson 2 Review

In Lesson 2 you learned about:

  • Flood map formats, including:
    • Flood Hazard Boundary Map (FHBM)
    • Pre-1986 Flood Insurance Rate Map (FIRM /Flood Boundary and Floodway Map (FBFM)
    • Post-1986 Flood Insurance Rate Map (FIRM)
    • Digital Flood Insurance Rate Map (DFIRM) and FIRMette
  • How FEMA continues to make enhancements that expand access to flood data through dynamic maps using the National Flood Hazard Layer (NFHL)
  • Flood map coverage (jurisdictions) which includes:
    • Counties/Parishes/Boroughs
    • Tribes
    • Territories
    • Municipalities
  • The difference between Map Indexes and Map Panels
  • Basic elements of every printed flood map include a title block, legend, body, and basic symbols.
  • Typical Flood Map elements, including:
    • Map Number
    • Community or Countywide ID number
    • Notes to User/Inset Notes 
    • Listing of communities
    • Effective or Revised Date
Lesson 3 Review

In Lesson 3 you learned about:

  • Three different types of Indexes:
    • Flood Hazard Boundary Map (FHBM) Index
    • Flood Insurance Rate Map (FIRM) Index or Flood Boundary and Floodway Map (FBFM) Index
    • Countywide Flood Map Index
  • Elements common to Flood Map Indexes, including:
    • Community name
    • Community boundaries
    • Panel Numbers
    • Position of the individual panels
    • Generalized depiction of SFHAs shown
  • Elements found on specific map Indexes
    • List of Printed Panels
    • Panel Not Printed
    • Flood Map Legend
    • Notes to Users
    • Effective Date
    • List of Floodprone Communities
    • Community Panel Number Range
    • Floodprone Area Overview
    • Floodprone Street Index
    • Map Repository Address
Lesson 4 Review

In Lesson 4 you learned about:

  • The steps to read a Map Panel
  • The elements found on most Map Panels
    • Floodplain Boundaries
    • Hazard Area Designation
    • Base Flood Elevation
    • Flood Zone Division Line
    • Flood Insurance Risk Zone Designations
    • North Arrow
    • Stream Lines
    • Coastal Barrier Symbol
    • Area Not Included Label
    • Map Scale
    • Panel Number
    • Notes to User
    • Elevation Reference Marks (ERMs)
  • Elements specific to Flood Boundary and Floodway Map (FBFM) and Flood Insurance Rate Map (FIRM) Map Panels
    • Alpha-numeric Grid
    • Cross Section Symbol
    • Floodway Boundaries
    • Floodway Designation
  • Elements Found Only on Some FBFM/FIRM Panels for Individual Communities:
    • Initial Identification Date
    • FHBM Revisions Chronology
    • Map Effective Date
  • Elements Found Only on Countywide Panels
    • Effective Date of Countywide Map Panel
    • Map Number
Lesson 5 Review

In Lesson 5, you learned about how to obtain specific information from a flood map, which included:

  • Identifying the correct Panel from the Flood Map index
  • Finding the general location of the property on the flood map panel
  • Finding the specific location of the property on the flood map panel
  • Identifying the flood insurance risk zone designation
  • Estimating a conservative Base Flood Elevation (BFE)
Lesson 6 Review

In Lesson 6, you learned about the FEMA Map Service Center and how to:

  • Print a FIRMette using FEMA’s web based Dynamic Map tool and the National Flood Hazard Layer (NFHL)
  • Download a digital version of a FIRM panel for use with FIRMette desktop software
  • Access and view FIRM panels through “MSC Search All Products" and "Show All Products” icons on the Map Service Center website and produce a FIRMette
Lesson 7 Summary

You have completed Lesson 7.

You can go back and review any portion of the course or continue to the course exam.