Standard Flood Insurance Policies (SFIP)

In addition to the Parts of 44CFR just covered, the HM Insurance staff’s job also requires an understanding of flood insurance policies and what they cover.

The majority of policy coverage is written through the Standard Flood Insurance Policy (SFIP) Dwelling Form.

The Dwelling Form is found in the NFIP Flood Insurance Manual in the Policy Section.

NFIP Dwelling Form cover page reading:  National Flood Insurance Program, Dwelling Form, Standard Flood Insurance Policy, F-122/ October 2015  (FEMA Log)