The items listed in the Dwelling Form in Section III.A.7 are considered building property; they cannot be paid under contents coverage unless Section III.B.4, applies. Other building items are not excluded from coverage, but only those items listed in Section III.A.7 will be insured as part of the building. |
- Awnings and canopies
- Blinds
- Built-in dishwashers
- Built-in microwave ovens
- Carpet permanently installed over unfinished flooring
- Central air conditioners
- Elevator equipment
- Fire sprinkler systems
- Walk-in freezers
- Furnaces and radiators
- Garbage disposal units
- Hot water heaters, including solar water heaters
- Light fixtures
- Outdoor antennas and aerials fastened to buildings
- Permanently installed cupboards, bookcases, cabinets, paneling, and wallpaper
- Plumbing fixtures
- Pumps and machinery for operating pumps
- Ranges, cooking stoves, and ovens
- Refrigerators
- Wall mirrors, permanently installed
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