A. Coverage A: Building Property
The Dwelling Form insures against direct physical loss by or from flood to:
  • The dwelling
  • Additions and extensions
  • A detached garage at the described location
  • Materials and supplies
  • A building under construction
  • A manufactured (mobile) home or travel trailer
  • Property insured under Coverage A only
  • Limitations in coverage for Post-FIRM elevated buildings and buildings constructed with basements
Let's review coverage specifications for each in more detail.
Hierarchical diagram. Top box labeled Property covered. Four boxes underneath labeled Coverage A, Building Property, Coverage B, Personal Property, Coverage C, Other Coverage, and Coverage D, Increased Cost of Compliance. The Coverage A, Building Property Box is highlighted and has a photograph of a house underneath.