Section II. Definitions - Post-FIRM
A Post-FIRM building is a building for which construction or substantial improvement occurred after December 31, 1974, or on or after the effective date of an initial Flood Insurance Rate Map (FIRM), whichever is later.
A pencil writing across paper.

Adjuster Tip: Pre-FIRM refers to a building built or substantially improved on or before the effective date of the initial FIRM or December 31, 1974. Note that this term is not defined in the policy.

A graphic of a form with the word Firm written at the top with several lines beneath it indicating text. To the left of the form is a left pointing arrow with the words Pre-FIRM Built before initial FIRM or On or before 12/31/1974 written within it. To the right of the form is a right pointing arrow with the words Post-FIRM, New Standards, In compliance, On or after the initial Firm or After 12/31/1974 ... whichever is LATER written within it.