Section II. Definitions - Building
The policy defines a building as:
  • A structure with two or more outside rigid walls and a fully secured roof that is affixed to a permanent site
  • A manufactured home, also known as a mobile home, built on a permanent chassis, transported to its site in one or more sections, and affixed to a permanent foundation
  • A travel trailer without wheels, built on a chassis and affixed to a permanent foundation, that is regulated under the community’s floodplain management and building law or ordinance
Photograph collage showing house, manufactured homes, travel trailer, and an adjuster inspecting a foundation.
A pencil writing across paper.

Adjuster Tip: A building does not mean a gas or liquid storage tank or recreational vehicle, park trailer or other similar vehicles, except as described in Section II.B.6.c.