Adjustment Standards and Requirements - Proof of Loss

The adjuster may assist the policyholder in completing the Proof of Loss (POL). It is ultimately the responsibility of the policyholder to submit a Proof of Loss within 60 days of the date of loss.

There are, however, times when the Federal Insurance Administrator will extend the requirement for filing the POL within 60 days of the date of loss. Such notifications are provided in writing through Bulletins.
Thumbnail of the Proof of Loss form labeled Proof of Loss. To the right is an arrow pointing to the form labeled submit within 60 days of the date of the loss
A pencil writing across paper.

Adjuster Tip: A fully completed NFIP proof of loss form, signed by the policyholder(s) with the required documentation, is required on every claim on which the adjuster recommends payment.