Elevators, dumbwaiters, and related equipment are insured items in basements and below the lowest elevated floor of a Post-FIRM elevated building in specified flood zones, except for related equipment installed below the Base Flood Elevation (BFE) after September 30, 1987.
Note: The elevator car itself is insured; the coverage limitation applies only to related equipment below the BFE. It is important to obtain accurate and complete information to be certain proper coverage is applied. Reference Section III, Property Insured, Item 8 of the SFIP.