The SFIP will not pay ICC coverage for any of the following: |
- Buildings insured under the NFIP's Emergency Program
- The cost associated with enforcement of any ordinance or law that requires any insured or others to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to or assess the effects of pollutants
- The loss in value to any insured building or other structure due to the requirements of any ordinance or law
- The loss in residual value of the undamaged portion of a building demolished as a consequence of enforcement of any state or local floodplain management law or ordinance
- Any Increased Cost of Compliance under this Coverage D:
- Until the building is elevated, floodproofed, demolished, or relocated on the same or to another premises
- Unless the building is elevated, floodproofed, demolished, or relocated as soon as reasonably possible after the loss, not to exceed 6 years*
- Any code upgrade requirements (e.g., plumbing or electrical wiring) not specifically related to the state or local floodplain management law or ordinance
- Any compliance activities needed to bring additions or improvements made after the loss occurred into compliance with state or local floodplain management law or ordinance
- Loss due to any law or ordinance that the policyholder was required to comply with before the current loss
- Any rebuilding activity to standards that do not meet the NFIP's minimum requirements. This includes any situation where the policyholder has received from the state or community a variance in connection with the current flood loss to rebuild the property to an elevation below the BFE
- Increased Cost of Compliance for a garage or carport
- Any structure insured under an NFIP Group Flood Insurance Policy
- Assessments made by a condominium association on individual condominium unit owners to pay increased costs of repairing commonly owned buildings after a flood in compliance with state or local floodplain management law or ordinance
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