D. Coverage D: Increased Cost of Compliance (ICC)

ICC coverage pays the policyholder for the cost to comply with a state or community floodplain management law or ordinance after a direct physical loss by flood. When a building insured by an SFIP under the NFIP sustains a flood loss and the state or community declares the building to be substantially or repetitively damaged, ICC will help pay up to $30,000 for the cost to elevate, floodproof, demolish, or relocate the building.

ICC coverage is available on residential and non-residential buildings (this category includes public or government buildings, such as schools, libraries, and municipal buildings) insured under the NFIP.

ICC coverage pays the policyholder for the cost to comply with a state or community floodplain management law or ordinance after a direct physical loss by flood. When a building covered by an SFIP under the NFIP sustains a flood loss and the state or community declares the building to be substantially or repetitively damaged, ICC will help pay up to $30,000 for the cost to elevate, floodproof, demolish, or relocate the building. ICC coverage is available on residential and non-residential buildings, this category includes public or government buildings, such as schools, libraries, and municipal buildings, insured under the NFIP. ICC does not place additional floodplain management regulatory requirements on states or communities. ICC utilizes the existing processes in place in states and communities responsible for administering their floodplain management law or ordinance.